A gift annuity is simply a large donation to the UN Refugee Agency that offers you a guaranteed monthly cash return.

Through this mechanism, you transfer a significant donation to the UN Refugee Agency, with the agreement that you will then receive a regular payment based upon an agreed rate of return for the rest of your life. The rate of return is negotiated between you and the UN Refugee Agency and is based upon actuarial tables and reasonable expectations of return on investment. For a donor who is over 65, a gift annuity is a simple and popular way to make a long term gift to support refugees. Gift annuities are irrevocable and a tax credit can be given to the donor for the portion of the donation that represents the charitable gift. In order for this to be worthwhile for the UN Refugee Agency to administer, the annuity must be established for a value of $5000 or more.

With a minimum investment of $5000, the UN Refugee Agency will set up a repayment program that will guarantee you a return on investment for the rest of your life. You will receive a tax credit as soon as the gift is made for the portion of the annuity that is a charitable gift. The benefit of this type of donation is that you will see your significant donation at work and you will continue to receive a return on investment comparable to that which you would receive if you had invested the donation in a guaranteed financial security.